About Us
Personal Health Quote LLC was founded with a simple mission: make health and life insurance accessible to every American family. We believe that finding the right coverage shouldn't require a finance degree — it should be straightforward, transparent, and centered on what matters most: protecting the people you love.
Our licensed advisors partner with over 50 top-rated carriers nationwide to compare options and find plans that fit your family's health needs and budget. There's no cost to compare, no obligation to buy, and no pressure — ever.
Our Core Values
Integrity
We provide honest, unbiased guidance. Our advisors are compensated the same regardless of which plan you choose.
Simplicity
Insurance can be complicated. We translate jargon into plain English so you can make confident decisions.
Protection
Every recommendation we make is centered on genuinely protecting your family's health and financial future.
15+
Years in Business
100K+
Families Protected
50+
Insurance Carriers
98%
Client Satisfaction
Health Insurance
Whether you're self-employed, between jobs, or simply looking for a better deal on your current plan, we help you navigate every health insurance option available in your state.
ACA Marketplace Plans
Comprehensive coverage under the Affordable Care Act, with potential subsidies based on income.
Short-Term Health Coverage
Flexible, budget-friendly plans for coverage gaps — between jobs, waiting for employer coverage, or as a bridge.
Group & Employer Plans
Small business health insurance solutions that attract and retain top talent with competitive benefits.
Supplemental Coverage
Dental, vision, and accident plans that pair with your primary health coverage to eliminate out-of-pocket surprises.
Life Insurance
Life insurance is the cornerstone of any solid financial plan. Whether you want to replace income, pay off a mortgage, fund your children's education, or cover final expenses, we have a plan that fits your goals and budget.
Term Life Insurance
The most affordable way to protect your family. Choose coverage from 10 to 30 years with level premiums.
Whole Life Insurance
Permanent protection that builds cash value over time. Premiums never increase; coverage never expires.
Final Expense Insurance
Designed for seniors, these smaller policies cover funeral costs and end-of-life expenses so your family isn't burdened.
Universal Life Insurance
Flexible permanent coverage that adapts as your financial situation evolves, with adjustable premiums and death benefits.
Coverage Tiers
Indicative price ranges — your actual quote depends on age, location, and plan details. All quotes are free and come with no obligation.
Basic
$50 – $150 / mo
Essential coverage for individuals who need straightforward protection.
- Individual health plan
- Basic preventive care
- Emergency coverage
- Telehealth access
- Generic prescription coverage
Standard
$150 – $400 / mo
Our most popular tier — comprehensive coverage for individuals and small families.
- Everything in Basic
- Family plan options
- Specialist visits included
- Dental & vision add-ons
- Brand-name prescription coverage
- Mental health services
Premium
$400+ / mo
Maximum coverage with the lowest out-of-pocket costs for peace of mind.
- Everything in Standard
- Low deductible options
- Nationwide PPO network
- Maternity & newborn care
- Comprehensive dental & vision
- Life insurance bundle discounts
Ready to Protect Your Family?
Get a free, no-obligation quote in minutes. Our licensed advisors are ready to help you find the coverage that fits your life.