Terms and Conditions | Personal Health Quote

1. Acceptance of Terms

By accessing or using the website of Personal Health Quote LLC ("Company," "we," "us," or "our"), you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must not use our website or services.

2. Description of Services

Personal Health Quote LLC provides insurance comparison and referral services. We connect individuals and families with licensed insurance carriers and agents. We are not an insurance carrier and do not issue insurance policies directly. All insurance products are underwritten and issued by third-party insurance companies.

3. No Insurance Advice

The information provided on this website is for general informational purposes only and does not constitute professional insurance, legal, or financial advice. Coverage availability, pricing, and plan details vary by state, carrier, and individual circumstances. Always review policy documents carefully before purchasing coverage.

4. Eligibility

Our services are available to residents of the United States who are 18 years of age or older. By using our services, you represent that you meet these requirements.

5. Communications Consent

By submitting your contact information, you consent to being contacted by Personal Health Quote LLC and its licensed partners via phone, email, and/or text message regarding your insurance inquiry. Standard message and data rates may apply to text messages. You may opt out at any time by replying STOP to any text message or by contacting us directly.

6. Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of Personal Health Quote LLC or its content suppliers and is protected by applicable copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

7. Disclaimer of Warranties

This website and its content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

8. Limitation of Liability

To the fullest extent permitted by law, Personal Health Quote LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this website or our services, including but not limited to loss of income, data, or goodwill.

9. Third-Party Links

Our website may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

10. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts located in Palm Beach County, Florida.

11. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective upon posting to the website. Your continued use of our services after any changes constitutes your acceptance of the new terms.

12. Contact Us

If you have questions about these Terms and Conditions, contact us:

PERSONAL HEALTH QUOTE LLC
2302 RIDGEWOOD CIRCLE
West Palm Beach, FL 33411
Phone: 5614307312
Email: drema@personalhealthquotellc.online